Please be advised that Churmo may provide certain information you submit on this WEB SITE to third parties, including your name, address, phone number, email address so that they may contact you about their own or others’ products, services, offers and promotions.
As a general rule, you will not be required to provide personally identifiable information as a condition of browsing this Web Site. When such information is gathered, we will gather the minimum information from you necessary to facilitate transactions requested by you, to improve this Web Site and your Member experience, to make future visits to this Web Site easier and more personalized for you, and to provide you with offers and additional opportunities to save money from Affiliates, business partners and third parties.
What information is collected and how collected information is used
Users of this Web Site may browse without being obligated to submit any personal information; however, we may collect certain personally identifiable information from you in certain areas of our Web Site for certain purposes. These purposes include:
assisting you with listing bid services, including broker bids and assistance in connection with
your requests for contact from brokers.
providing information concerning properties and buyers available for bid, broker professional profiles, bid numbers, commissions/fees, and bid status.
conducting other transactions offered by Churmo that you may request.
servicing your account with us and responding to your questions.
providing your name, address, phone number and email address to our Area Service Representatives and third parties who may contact you about their own or others’ products, services, offers and promotions.
assisting us in providing better products and services (for example, we may contact you to assist us in evaluating the performance of our staff, to assess the quality of product and service received and to help us improve our Web Site, facilities and services), and compiling statistics and analysis about Members’ use of our Web Site, products and services, which statistics are used to enable us to provide better service and products to you and others in the future.
We collect the following information:
- Physical addresses
- Telephone numbers
- E-mail addresses
- Real estate/broker license numbers and MLS numbers
- Credit card information (when applicable)
- All other personally identifiable information you affirmatively provide to us
Failing to provide information that is required to complete certain transactions will not inhibit your ability to browse the Web Site, but it may prevent you from being able to complete certain transactions.
The general categories of information we gather include:
Personal User Information: We may require that you obtain a user name and password to log on to certain portions of our Web Site. We may also require that you supply your name, physical address, telephone number, e-mail address, real estate/broker licenses, credit card information (when applicable) or other personally identifiable information in order to facilitate the specified transactions listed above. We may also require additional personal information to provide specific services to you as set forth above.
We do not collect any sensitive information about you (i.e., personal information specifying racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership or information pertaining to personal or intimate details of an individual’s life).
Anonymous User Information: Certain non-personal, anonymous information may be automatically provided to our Web servers by your computer. Additionally, certain other information (such as cookies, described below) may be transmitted by our Web server to your computer. That information does not contain any personally identifiable information. Specific types of anonymous information are described below.
IP Addresses: For each visitor to our Web Site, our Web server automatically recognizes the visitor’s domain name or IP address (where possible). An IP address is a number assigned to your computer when you connect to the Internet. As part of the protocol of the Internet, Web servers can identify your computer by its IP address. In addition, Web servers may be able to identify the type of browser you are using or even the type of computer.
We collect IP addresses and related information for the purposes of system administration, to assess the traffic to our Web Site and to maintain and improve our Web Site. While it is not our practice to link IP addresses to your personally identifiable information, we reserve the right to use IP addresses to identify a user when we feel it is necessary to protect the compelling interest of our Web Site, Members or others, or to comply with laws, court orders, or law enforcement requests.
Pixel Tracking: Churmo may employ a common technique usually referred to as "pixel tracking" to measure the effectiveness of marketing and advertisements, as well as compile aggregate usage statistics. Pixel tracking, which may be used in connection with advertisements on other sites, on our Web Site or in e-mail messages, involves the use of pixel tags (also known as "clear gifs," "Web beacons" or "1-by-1 gifs") that are not visible to the user of the site and consist of a few lines of computer coding. For example, if you visit our Web Site from an advertisement on another site, the pixel tag will reference the cookie you received when you clicked on the advertisement. The pixel tag also may register this activity with a business partner to allow us to count the number of times or when an advertisement is accessed. This data is collected for use in our marketing and research. Personally identifiable information about you is not collected by pixel tracking, nor is any tracking information generated from the pixel tag allowed to be used for any other purpose other than to report Web Site activity to us.
Other Information: We may also request other personally identifiable information from you, or you may affirmatively provide us with information. As a general matter, we try to limit the information we gather to the minimum information we need to perform the applicable services and to improve your Member experience. If you send an e-mail to our Web Site or otherwise affirmatively provide us with information beyond what we request, we will treat such information as having your consent to collect, retain and use the information for purposes reasonably associated with the purpose for which you provided the information. For example, we may retain a copy of the e-mail and any personally identifiable information you may have supplied in the e-mail with respect to a Member service question to help us evaluate our service, train our employees and provide better service to our Members.
We may also gather information about your transactions and, as permitted by applicable law, information we receive from credit reporting bureaus and other third parties, such as credit history. This information may include credit card information, real estate/broker license numbers and/or MLS numbers.
Who is collecting this information
We collect the user information described above by means of your use of this Web Site and the features of this Web Site. For example, information is collected in connection with online transactions, registration of users and providing you with information and/or services.
With whom the information may be shared
please be advised that churmo may provide certain information you submit on this web site to third parties, including your name, address, phone number, email address so that they may contact you about their own or others’ products, services, offers and promotions.
Additionally, you may authorize us to share your e-mail address with our Affiliates and business partners and third parties. If you opt-in and/or receive an e-mail opt-in confirmation, our Affiliates and business partners and third parties may contact you via e-mail, mail and/or telephone with a variety of special promotions, offers or other information that may be of interest to you.
Churmo may share personally identifiable information with its Affiliates and business partners necessary to complete on-line transactions as part of its standard business operations and to assist us in offering products or services to you and/or handling transactions.
We may disclose user information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, our Members or other users of our Web Site, or anyone else who could be harmed by such activities. Second, we may disclose user information when we believe in good faith that such disclosure is required by applicable law.
Choices you can make about your information
We will give you an opportunity to opt-out of the gathering of your personally identifiable information, specific uses of your personally identifiable information and any marketing promotions in accordance with the procedures set out in the section below, "Correcting and Changing Your Information." By adjusting the settings in your browser, you can refuse to accept cookies or give yourself the opportunity to accept or reject cookies, or receive notice of cookies. Software programs are available that block cookies. Refusing cookies may impinge or block altogether your user experience by eliminating personalization or other features.
Churmo does not solicit personal information from children. We abide by the United States Children’s Online Privacy Protection Act and will not knowingly collect personally identifiable information from children under age 13. We recommend that parents actively participate in their children’s use of the Internet.
We are concerned with the security of your personally identifiable information and try to provide secure transmission of your information from your PC to our servers. For certain transactions on certain of our Web Sites, we may use Secured Sockets Layer (SSL) technology to secure the transfer of information. Unfortunately, no data transmission over the Internet can be guaranteed to be absolutely secure. As a result, while we strive to protect your personal information, we cannot guarantee the security of any information transmitted over the Internet.
If you have a user name and password for any of the features on our Web Site, you have the responsibility of keeping your password secret. You should not reveal your password to anyone. We will not ask you in an unsolicited telephone call or e-mail for your password. In addition, you should take reasonable precautions when using a computer that is not your own or in a public setting.
Correcting or changing your information
If you wish to amend, correct, update, delete or opt-out of any information to which you have previously opted-in or wish to review information we have collected about you, please contact Churmo via e-mail at info@Churmo.com, and we will attend to your request and make any necessary revisions.
Changes in terms
If you have any specific questions regarding any issues about privacy on our Web Site, please contact Churmo via e-mail at info@Churmo.com, and we will attend to your request and make any necessary revisions.
Our collection and use of information shall be governed by laws of the United States.